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TODAY'S FREE COLLEGE FOOTBALL PICKS


  James Patrick Sports
12:00 PM   UNLV vs Miami Ohio  
NCAAF   09/20  
  Pick: Miami Ohio 2.5
   Thursday College Football Complimentary selection is a Saturday Kick-off :
For Saturday Complimentary Football selection we travel to Oxford, Ohio and the Rebels of UNLV will be in town to play Miami, Ohio Redhawks:
UNLV vs. Miami, Ohio 12:00 noon est.
For Saturday Complimentary Football selection we travel to Oxford, Ohio and the Rebels of UNLV will be in town to play Miami, Ohio Redhawks. UNLV football has never been better. New HC Dan Mullen adds instant credibility after the loss of Barry Odom, who had the Rebels within a game of a playoff berth. The Rebels should remain on a roll with a school-record (20) wins the last two seasons.  Dan Mullen enters UNLV with good facilities and increasing financial support, UNLV is well-positioned to take that next step forward. Mullen is known for producing prolific offenses, UNLV has expectations for the first time in a long time. Redhawks HC Chuck Martin and Miami made their third MAC Championship in six years last season. HC Martin, a conservative coach by nature, played it close to the vest offensively, and won with defense and special teams. The RedHawks ranked seventh nationally last season with (15.9) points allowed per game. After (20) wins and two MAC title game runs, Miami faces a rebuild. Miami (OH) vaulted to the top of the MAC last year with a record-setting defense that allowed just (15.9) PPG. Tough venue at Hard Rock Stadium in Oxford, especially for a visitor from so far away. Grab Miami, Ohio and the points in this game. Complimentary selection is College Football Saturday action is : (3*) Play. #320. Miami Ohio Redhawks vs. UNLV - Big Game James Patrick has Thursday Night National Football League action from the Touchdown Club and this (5*) Pot of Gold Play is available for $20. Be there for the opening kick-off at 8:15 p.m. est. and enjoy all the hard - hitting action of the National Football League while you are cashing in on your investments. The Miami Dolphins travel to the “Nickel City” for a crack at the Buffalo Bills in NFL action. Huddle-up and be there when the big Man calls out this play and make the move from a recreational bettor to a serious investor as your wealth depends on it.  Huddle Up and Win Big with the Big Man.
  James Patrick Sports
3:30 PM   Toledo vs Western Michigan  
NCAAF   09/20  
  Pick: Western Michigan 14
  Toledo vs. Western Michigan 3:30 pm. est.
WMU Broncos third-year head coach Lance Taylor was an offensive graduate assistant for Saban also at Alabama. Western Michigan returns QB Hayden Wolff, and keeps its coaching staff intact. Sprinkle in some transfer portal juice, and if Wolff levels up and the defense stops playing matador, expect the Broncos to be a winning program in the MAC. Toledo HC Jason Candle, whose innovative spread offense has elevated the program and his Rockets dominated recruiting, securing the MAC’s top class with (18) commits and (14) transfers. With a dynamic offense and stout defense, it’s no surprise that Toledo’s the favorite to rule the MAC again! This is the most talented roster in the MAC. The Broncos are tough at home in Kalamazoo and the points are very generous in this Mac match-up. Your complimentary selection in Saturday NCAA Football action is: (3*) Play. #336. Take Western Michigan Broncos vs. Toledo. In action across America in College Football, “Big Game James” Patrick has a (3*) Winner available for $20. Be there for the opening kick and cash in on the “Big Man’s” selection for Friday Night NCAA Football Action.  Good Luck from the staff of James Patrick Sports!
 
 
  Sean Murphy
3:30 PM   Purdue vs Notre Dame  
NCAAF   09/20  
  Pick: Notre Dame -26.5
  Saturday CFB Free play. My selection is on Notre Dame minus the points over Purdue at 3:30 pm et on Saturday.
Notre Dame’s season hasn’t opened the way anyone in South Bend envisioned, with back-to-back defeats including last week’s stunning upset at the hands of Texas A&M. That loss has the Irish in desperation mode as they try to salvage their College Football Playoff hopes, and I expect them to respond with urgency. Despite the 0-2 start, Notre Dame still has the talent edge in virtually every area, and staying home for a second straight week gives them an opportunity to reset and regain momentum.
Purdue has the look of a team that’s been playing over its head. The Boilermakers did well to cover against USC last week, but the underlying numbers were concerning: a paltry 50 rushing yards and three turnovers isn’t a recipe for long-term success. Their two earlier wins came against far lesser opponents, and this trip to South Bend represents a major step up in class. With Notre Dame’s back against the wall, I see this as a clear “wrong place, wrong time” situation for the Boilers.
Take Notre Dame minus the points.
  Sniper Wes
12:00 PM   Texas Tech vs Utah  
NCAAF   09/20  
  Pick: Texas Tech 3
  Featured Game: Texas Tech (+3, 58) vs. Utah
 
Time: 12:00pm est/9:00am pst
 
Television: FOX
 
We get Texas Tech here catching +3 against Utah, and this is a strong spot to back the Red Raiders. Tech has rolled through their non-conference schedule, lighting up the scoreboard and building confidence behind quarterback Behren Morton, who has been sharp with multiple touchdowns and very few mistakes.
Utah is the more established brand, but they haven’t been overly tested yet, and Texas Tech’s balanced offense gives them plenty of ways to attack this defense. The Raiders have been dominant in first halves this season, and if they can jump out early again, it puts all the pressure on Utah to play from behind.
At the end of the day, we see this as more of a coin-flip game than the line suggests, so grabbing the field goal with Texas Tech feels like the right side. We think Tech has every chance to win this outright, but we’ll take the +3 for safety.
 
Pick: Texas Tech +3
 
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  Sniper Wes
12:00 PM   UNLV vs Miami Ohio  
NCAAF   09/20  
  Pick: Miami Ohio 2.5
  Featured Game: UNLV (-2.5, 47.5) vs. Miami Ohio
Time: 12:00pm est/9:00am pst
Television: ESPNU - ESPN+
We get Miami (OH) at home here catching +2.5, and this is a spot where the RedHawks have some real value. UNLV comes in undefeated and the public perception is riding high, but oddsmakers opened this number closer to −3.5 and it’s been bet down toward Miami with sharp money backing the home dog.
The Rebels really haven’t been tested yet — sure, they beat UCLA, but that Bruins team is down bad this year. Meanwhile, Miami (OH) may be 0-2, but both of those losses came against Big Ten opponents, so they’ve been battle tested early. Now they return home, and we’re expecting an all-out effort.
We think Miami (OH) has a great chance to win this outright, but with the points on our side, we’ll gladly take them.
Pick: Miami Ohio +2.5
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  Sniper Wes
3:30 PM   Auburn vs Oklahoma  
NCAAF   09/20  
  Pick: Auburn 6.5
  Featured Game: Auburn (+6.5, 48) vs. Oklahoma
 
Time: 3:30pm est/12:30pm pst
 
Television: ABC/ESPN+
 
We get a fun quarterback matchup here with Jackson Arnold for Oklahoma and John Mateer leading Auburn. Public money is leaning heavily toward the Sooners, with nearly 70% of bets expecting them to win by at least a touchdown and cover at home.
 
But Auburn’s offense has the playmakers to stress this Oklahoma defense more than it may be ready for. The Tigers can spread the field, and Arnold is not only a strong passer but also a legit threat with his legs.
 
Keep in mind, Oklahoma edged Auburn 27-21 last season, so the Tigers come in with big revenge on their mind. With both quarterbacks capable of putting pressure on defenses, this has the makings of a close game, and we will take the points with Auburn.
 
Pick: Auburn +6.5
 
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  Tom Macrina
12:00 PM   SMU vs TCU  
NCAAF   09/20  
  Pick: TCU -7
  SMU @ TCU: Iron Skillet Rivalry Finale
Date: Saturday, September 20, 2025
Location: Amon G. Carter Stadium, Fort Worth, Texas
Kickoff: 12:00 p.m. ET
Broadcast: ESPN2 The 2025 clash marks the final chapter of the storied "Iron Skillet" rivalry between SMU and TCU, a series spanning over a century since 1915. With SMU now in the ACC and conference scheduling priorities ending this tradition, the 105th meeting (TCU leads 52-47-7) promises a thrilling conclusion. Recent games have been competitive, with SMU's 66-42 rout in 2024 snapping TCU's two-game streak (41-31 in 2022, 34-17 in 2023). However, SMU struggles as the road team, going 1-4 SU in their last five trips to Fort Worth.
Team Overviews SMU Mustangs (2-1, 0-3 ATS)
SMU, unranked after a No. 17 preseason ranking, boasts wins over East Texas A&M (42-13) and Missouri State (28-10) but fell to Baylor in double overtime. Their offense, led by junior QB Kevin Jennings (70.5% completion, 6 TD, 3 INT), senior RB TJ Harden (6.0 YPC), and WR Romello Brinson (20.9 YPC), averages over 30 points in victories. Defensively, SMU has forced turnovers, including two pick-sixes in their opener, but struggles against Power 4 teams, with a 3-17 SU record in their last 20 games against Big 12 opponents. Kicking inconsistencies, evident in the Baylor loss, remain a concern. SMU is 2-5 ATS in their last seven September games, signaling early-season struggles against the spread. TCU Horned Frogs (2-0, 2-0 ATS)
TCU enters undefeated, dominating North Carolina (48-14) and Abilene Christian (42-21). QB Josh Hoover (76.2% completion, 9.9 YPA, 6 TD, 1 INT) orchestrates a high-octane offense alongside RB Kevorian Barnes (7.4 YPC) and WR Jordan Dwyer (16.1 YPC). Coach Sonny Dykes’ up-tempo scheme has produced balanced, explosive plays, with both games exceeding the total and wins by 20+ points. While TCU’s defense has been solid, it hasn’t faced an offense as dynamic as SMU’s, setting up a critical test.
Game Analysis This matchup pits two potent offenses against defenses yet to be fully challenged. SMU’s balanced attack, led by Jennings’ efficiency and Harden’s ground game, should keep the game competitive early. However, TCU’s offensive firepower, home-field advantage, and defensive edge give them the upper hand. The Horned Frogs’ tempo and big-play ability, paired with SMU’s road struggles in this rivalry (1-4 SU), suggest TCU will pull away in the second half. Expect a high-scoring affair, as TCU has gone over in five straight September games and both teams’ offenses are clicking.
Betting Recommendation Pick:
TCU -7
Total: Over 64.5
TCU’s momentum and home dominance should secure a comfortable win, but SMU’s offense will contribute enough to push the scoreline past the total in this high-octane rivalry finale.
Let's cash some tickets!
BEST NCAAF HANDICAPPERS
    Top HandicappersProfitWCR
  John Ryan$9440.0063.4  
  Craig Patrick Sports$6100.0054.0  
  Tony Mejia$5139.0014.2  
  Chip Chirimbes$4535.0024.5  
  Red Dog Sports$4350.0066.9  
  Tony Karpinski$4150.0037.4  
  Mike Lundin$3930.0025.5  

TOP NCAAF CAPPERS PAST 7 DAYS
    Top HandicappersProfitWCR
  John Ryan$4930.0077.0  
  BAM BAM SPORTS SERVICES$3710.0064.0  
  Matt Fargo Sports$3650.0030.4  
  The Whale Club$2620.0029.1  
  Kevin Thomas$2500.0037.3  
  Craig Patrick Sports$1900.0047.5  
  Mike Lundin$1900.0047.5  

TOP NCAAF CAPPERS PAST 30 DAYS
    Top HandicappersProfitWCR
  John Ryan$9440.0063.4  
  Craig Patrick Sports$6100.0054.0  
  Tony Mejia$4739.0013.2  
  Chip Chirimbes$4535.0024.5  
  Red Dog Sports$4350.0066.9  
  Tony Karpinski$4150.0037.4  
  Mike Lundin$3930.0025.5  

TOP NCAAF CAPPERS PAST 60 DAYS
    Top HandicappersProfitWCR
  John Ryan$9440.0063.4  
  Craig Patrick Sports$6100.0054.0  
  Tony Mejia$4739.0013.2  
  Chip Chirimbes$4535.0024.5  
  Red Dog Sports$4350.0066.9  
  Tony Karpinski$4150.0037.4  
  Mike Lundin$3930.0025.5  

TOP NCAAF CAPPERS PAST 90 DAYS
    Top HandicappersProfitWCR
  John Ryan$9440.0063.4  
  Craig Patrick Sports$6100.0054.0  
  Tony Mejia$4739.0013.2  
  Chip Chirimbes$4535.0024.5  
  Red Dog Sports$4350.0066.9  
  Tony Karpinski$4150.0037.4  
  Mike Lundin$3930.0025.5  

Methods Of Wagering With NCAAF Picks

Betting the NCAAF Point Spread

      Betting “against the spread” is the most popular way to wager on college football. NCAAF games are rarely perfect match-ups, and the spread is the sportsbook's way of leveling the playing field. In order to win a point spread bet or “cover the spread,” the favored team not only has to win the game – they must do so by a specified number of points (the spread). The spread encourages equal betting on both teams, as it essentially “gives” points to the underdog. You most often find spreads with half-points attached, which is known as a “hook.” The hook avoids the possibility of a push (or tie).
      Example: Clemson +5.5, Florida -5.5
The team with the negative number next to its name is the favorite; in this case, it is Florida (-5.5). If you bet on the Gators against the spread, they have to win the game by at least six points for you to win your bet. Florida is said to be “laying” 5.5 points in these circumstances. Another way to look at it is subtracting 5.5 points from the Gators final score at the end of the game. If the Gators still have more points after subtracting 5.5, then they cover the spread. In order to cover the spread, the favored team not only needs to win the game – they must do so by a specified number of points.
The Tigers have a positive number next to their team name, indicating they are the underdog. They do not have to win the game outright for you to win your bet. So long as they don’t lose by more than five points, you’ll come out a winner. Obviously, you would also win your bet if Clemson won the game outright.

Betting the NCAAF Moneyline

      While less popular than betting the spread, the NCAAF moneyline is the easiest football bet to understand. When betting the moneyline, you are simply picking the team that will win the game. NCAAF Moneyline bets are easy to understand, but they offer a poor return on investment when betting on the favorite.
      Example: Clemson +180, Florida -250
The NCAAF odds attached dictate your potential payout and the sportsbook’s implied probability. Florida remains the favorite on the moneyline, as indicated by the negative number (-250) next to the team name. But, in this case, that number means something different: a -250 moneyline tells bettors that they need to wager $250 on Florida in order to win $100. The positive number next to the Clemson (+180) gives us similar information, with one key difference. It tells bettors how much they will win on a $100 bet, in this case $180.

Betting NCAAF Totals (Over/Under)

      When betting the “total” on college football games, you are no longer concerned with which team will win the game. Instead, your focus is strictly on how many points will be scored overall. You may also hear this type of bet referred to as “over-under betting.”
      Example: Clemson/Florida Over 49.5(-115) Under 49.5 (-110) Sticking with our Clemson/Florida example, the sportsbook has set the total at 49.5 points. Again, the half-point (hook) is present to prevent a push. You have two options when betting totals: over (more than 49.5 points will be scored between both teams) or under (less than 49.5 points will be scored overall).
      When betting on the “total,” The moneyline shown in parentheses next to your choice determines the payout. This is calculated just like the NCAAF Moneylines above. Your focus on a NCAAF Totals Wager is strictly on how many points will be scored overall by both college football teams combines.