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TODAY'S FREE COLLEGE FOOTBALL PICKS


  Alex Smart
4:05 PM   Oklahoma State vs Central Florida  
NCAAF   11/22  
  Pick: Central Florida -13
  The Big 12’s basement has never looked uglier than it does in late November 2025. Two teams with a combined five wins, one of them already mathematically eliminated from bowl contention, and the other clinging to life with a quarterback room that looks like a MASH unit. Yet here we are, staring at a 13-point spread that feels almost insulting...until you realize Oklahoma State is the one catching the points. Give me UCF -13 and let’s cash this ticket before the Bounce House inflates and common sense deflates.
Scott Frost wasn’t entirely joking when he floated the idea of dusting off his Heisman finalist cleats to run scout-team offense this week. The Knights are down to two scholarship quarterbacks—neither of whom looked particularly healthy in last week’s 48-9 embarrassment against Texas Tech. Tayven Jackson, the nominal starter, limped through 128 passing yards and took a beating. Davi Belfort, a redshirt freshman who has thrown exactly nine collegiate passes, is the emergency parachute. Cam Fancher and Jacurri Brown are both out for the season with broken ribs and a shredded AC joint, respectively. Frost is literally running option plays with walk-ons in practice just to give his defense a look.
And still, somehow, UCF is the play.
Oklahoma State has quit. There’s no kinder way to put it. The Cowboys are 1-9, winless in Big 12 play, and fresh off a 14-6 loss to Kansas State in which they finally won the yardage battle… and still managed to lose by eight because they can’t stop turning the football over. They’ve dropped 18 of their last 19 games dating back to last season. Interim coach Doug Meacham is 0-7, and the roster has checked out faster than seniors on the last day of high school. This is the worst Oklahoma State team in the modern era, and they’re walking into a stadium where UCF has been a covering machine.
The Knights are 10-2 against the spread in their last dozen conference home games when they actually win the game, and even in defeat they rarely get blown out in Orlando. The Bounce House remains one of the most underrated home-field advantages in the spor..sweltering heat, deafening noise, and that ridiculous inflatable tunnel that seems to hypnotize visiting teams into early mistakes. Oklahoma State is 3-5 ATS this year as a two-touchdown (or larger) underdog and has failed to cover in six of its last seven road games.
The advanced metrics are a bloodbath. UCF ranks in the top 20 nationally in points per play allowed (0.30) despite all the offensive chaos. Oklahoma State is 131st in scoring defense (36.3 PPG) and dead last in the Big 12 in turnover margin. The Cowboys give the ball away like it’s burning their hands, and UC...somehow, someway....still forces turnovers at a top-25 rate even while starting backup quarterbacks who learned the playbook last Tuesday.
Yes, the Knights have scored 24 points combined in their last three games. Yes, the quarterback situation is a five-alarm fire. But this week they get an Oklahoma State defense that ranks 134th in total defense and has allowed 427 yards per game in conference play. RJ Harvey is still healthy, still averaging 5.2 yards per carry, and still capable of ripping off 150+ on the ground against a Cowboys front that quit tackling sometime around Halloween.
Lay the 13. Take it to 17 if it goes in that direction. UCF’s season is on life support, and nothing resuscitates a dying campaign like beating up on the one team in the league that’s already flatlined. The Knights still control their own bowl destiny with games against Oklahoma State and Colorado remaining. They’re not letting this one slip away at home.
Projected score: UCF 38, Oklahoma State 17. Cover feels like the floor, not the ceiling.
  Chip Chirimbes
1:05 PM   Baylor vs Arizona  
NCAAF   11/22  
  Pick: Baylor 7
  Chip’s Highest-rated Megabucks (17-6-1 71%)
Chip Chirimbes the Las Vegas Hilton and Stardust Champion, has added two more College Football handicapping titles to his resume, winning both the 2024 Las Vegas South Point Bowl Challenge and the Las Vegas Review-Journal NCAA regular season title. Chip went 6-3 last week in NCAAF action, including his Highest-rated Megabucks winner Oklahoma (+6.5) 23-20 OUTRIGHT over Alabama. Chip’s  Highest-rated Megabucks are now a documented 17-6-1 73% on the season. Take advantage of Chip’s Guaranteed Highest-rated Megabucks winner between BYU and Cincinnati for just $59 or as part of his FAB-5 of NCAAF Best Bets!
 
 
Chip’s FREE CBK Best Bet
Baylor at Arizona 1:00 ET
Bears (+) over Wildcats - The Wildcats were good to us last week coming up big against Cincinnati as an underdog getting the ATS win. Baylor has now lost 3-of-4 after falling at Utah 59-28 last (Power Play loss) Saturday. The Bears are just 1-7 ATS in the last eight games and this at is their last game of the season is their final chance to become bowl eligible. and they have a greater need.Take BAYLOR!
  James Patrick Sports
12:05 PM   Rutgers vs Ohio State  
NCAAF   11/22  
  Pick: Under 55.5
  Friday Complimentary Selection from James Patrick Sports
Rutgers vs. Ohio State 12:00 noon est.
Ohio State lost both of its coordinators, Chip Kelly and Jim Knowles, plus its offensive line coach. The Kelly-coordinated offense bulldozed defenses on the ground, and the defense was elite under Defensive Coordinator Jim Knowles, whose defense ranked No. 2 in the nation in scoring (11.2) PPG. Ohio State spends more money on athletics than any other public university (approaching $300 million annually), doling out ($20) million in NIL funds to build its championship-winning roster. It’s why they have won at least (11) games in each full season of Ryan Day’s six-year tenure except for the COVID-shortened 2020 season when the Buckeyes made it to the CFP National Championship. The Ohio State Buckeyes don’t rebuild, they simply reload. Love the type of stability, identity, and on-field excellence Greg Schiano has brought back into the program he previously built up before he left for the DC job in Columbus at The Ohio State University. He knows how to recruit the region well. The Scarlet Knights HC Schiano’s defense returns plenty of veterans and will again be strong. The roster is not incredibly talented, but this team will be Iowa-like in its ability to run the ball and play defense. This year, they’ve bolstered their defense with transfer edge rushers Eric O’Neill (13) sacks, pick-six at JMU and Bradley Weaver (8.5) sacks at Ohio. If they deliver, Rutgers could wreak havoc off the edge. Your Friday Complimentary Selection from James Patrick Sports is on a early Saturday kick and a (3*) Play. #119. Take Rutgers – Ohio State Under the Total. In action across America in College Football, Big Game James Patrick has a (5*) Pot of Gold Winner available for $20. Be there for the opening kick and cash in on Big Game Jame’s selection for Friday Night College Football Action.  Good Luck from the staff of James Patrick Sports!
 
 
  James Patrick Sports
7:35 PM   North Texas vs Rice  
NCAAF   11/22  
  Pick: North Texas -18.5
  Saturday NCAA Football Complimentary Selection from James Patrick Sports
North Texas vs. Rice 7:30 pm. est.
The Mean Green HC Eric Morris can coach offense. The Dudes of Denton have a new look as HC Morris overhauled the roster again: (26) transfers in, (17) out. Tons of transfers are now in place on defense, so we’ll see if gains can be made. North Texas’s ceiling will be defined by the defense and with a (9-1) record and in the mix for a spot in the College Football Playoffs, don’t count on the Owls to be the team to end this dream season. Be Wise! Avoid the Owls in this game. Your Saturday NCAA Football Complimentary Selection from James Patrick Sports in NCAA action is a (3*) Play. #193. Take North Texas Mean Green vs. Rice “Big Game James” Patrick has a Big Five Bonanza in College Football’s Saturday of action from the Touchdown Club and his selections are available for $25. Top play on this card is rated as (5*) Pot of Gold selection. Be there for the opening tip at 12:00 pm eastern and enjoy all the fast-paced action of NCAA College Football while you are cashing in on your investments with “Big Game James” Patrick. When you need that Big Win think James Patrick Sports. The “Big Man” has Pigskin Fever!
 
  John Ryan
10:35 PM   San Jose State vs San Diego State  
NCAAF   11/22  
  Pick: San Jose State 12.5
  San Jose State vs San Diego State 
10:30 EST 
7-Unit bet on San Jose State priced as a 12.5-point underdog. 
The following NCAA Football betting algorithm has produced an exceptionally profitable 20-30 SU and 32-16-2 ATS good for 67% winning bets over the past 35 seasons. The required criteria are: 
Bet on underdogs from game number 7 on out. 
They are coming two straight losses priced as favorites. 
They won 6 or more games last season. 
The opponent is coming off a SUATS win. 
The opponent has won 75% or more of their games. 
 
 
  Kyle Hunter
10:35 PM   San Jose State vs San Diego State  
NCAAF   11/22  
  Pick: Under 51
  *Free Play on Under* The San Diego State Aztecs have an elite defense. They are 6th nationally in success rate allowed. The Aztecs are third nationally in explosiveness allowed. San Diego State is 2nd in the nation in points per scoring opportunity allowed, so they are great in the red zone on defense too.
San Jose State has been one of the biggest disappointments in the country. The Spartans are just 59th in offensive explosiveness. They are a terrible 121st in points per scoring opportunity, so they aren't cashing in with touchdowns when they get deep into opponents territory. 
San Diego State is extremely run heavy, and the San Jose State defense has been much weaker against the pass than the run. I think the Aztecs get the lead and keep the clock moving here.
Take the under.
(15-3 Last 18 college football totals. Saturday CFB Totals Trio is up and it includes my American Conference Total of the Year. Get on board!) 
  Marc David
3:35 PM   Michigan State vs Iowa  
NCAAF   11/22  
  Pick: Michigan State 17
  David's NCAAF Free Pick
We really like the underdog in this matchup. The line is heavily influenced by Iowa's strong 7-2-1 record against the spread this season. But despite Michigan State being winless in its last seven games, they've been competitive and their defense matches up well against Iowa’s offense. This feels like a game that will be closer than the spread suggests, making Michigan State a solid bet against the spread.
This is a 1% FREE PLAY on MICHIGAN STATE on the SPREAD. 
  Mike Lundin
3:35 PM   Duke vs North Carolina  
NCAAF   11/22  
  Pick: Over 51.5
  Duke vs North Carolina CFB Free Pick: 
The Trend(s): The Duke Blue Devils took a 34-17 loss as a five-point favorite over Virginia last time out. They're 3-0 to the over after scoring 24 points or fewer last time out. North Carolina is coming off a 28-12 loss at Wake Forest, and I think their offense bounces back as well. 
Play on: OVER (3%). 
26-13 (67%) in last 35 plays in Basketball - +$11,700 on $1k bets!
31-19 (62%) in last 50 plays in CFB Sides & 39-23 (63%) run w/ top-rated (4-5%) CFB totals! 
Mike has one 5% CFB MAX BET side and one 5% CFB MAX BET total, and one super late 4% CFB TOP PLAY locked in for Saturday, and that's just the football. An NBA 3-pack tips off early with the first game on today's card. Grab an all-sports pass and cash in with a seasoned pro. 
  Oskeim Sports
2:05 PM   Nevada vs Wyoming  
NCAAF   11/22  
  Pick: Nevada 6.5
  Since 1989, unranked conference road underdogs in games with below-average totals are 630-479-29 ATS (56.8%), including 328-222-16 ATS (59.6%) as underdogs of greater than seven points.  Nevada arrives looking to avenge a 42-6 loss to the Cowboys the last time these teams met, and college football road underdogs of less than thirteen points are 363-256-12 ATS (58.6%) with revenge from Week 3 forward.  Since 2007, college football road underdogs of less than seven points with three wins or less are 839-686-28 ATS (55%).  Finally, Nevada is averaging nearly 144 rushing yards per game this season, which is notable because college football underdogs averaging 125 or more rushing yards per game are 477-363-23 ATS (56.8%) in contests with totals of 47 points or less.  Take Nevada as Jeff Keim’s Free Pick Winner for Saturday, November 22.
  Rob Vinciletti
12:05 PM   Kansas vs Iowa State  
NCAAF   11/22  
  Pick: Kansas 3.5
  Big Saturday Card has an Executive Level TIER 1 Side and the late 2025 Mountain West Game of the year in CFB. There is also CBB Early season Power Systems and NBA. BIG 12 Comp play below
The Saturday Comp play is on Kansas Plus the points at noon eastern. The Jayhawks wont have much of a chance next week vs Utah and Know they need this to go bowling as they have 5 wins thus far. They are off a bye week which will help here as well. Iowa St sits at 6-4 but after a BIG 12 Championship appearance last season this is not whey they expected. To Make things worse they are in a 2-13 late season system that plays against teams off a win that snapped a 3 or more game losing streak and scored less than 31 points. Look for Kansas to at the very least cover. GL Rob V-
BEST NCAAF HANDICAPPERS
    Top HandicappersProfitWCR
  Brian Bitler$18107.0018.6  
  Chip Chirimbes$16101.0021.3  
  Craig Patrick Sports$5730.008.2  
  Rob Vinciletti$5620.008.4  
  Winning Points$4350.0011.4  
  Glen McNeil Sports$4280.005.8  
  R&R Totals$3900.008.5  

TOP NCAAF CAPPERS PAST 7 DAYS
    Top HandicappersProfitWCR
  Brian Bitler$4250.0050.0  
  VIP Syndicate$2660.0040.3  
  Rob Vinciletti$1825.0036.5  
  BA Sports$1320.007.3  
  Kyle Hunter$1230.0045.6  
  Pure Lock$1000.00100.0  
  R&R Totals$900.0030.0  

TOP NCAAF CAPPERS PAST 30 DAYS
    Top HandicappersProfitWCR
  BA Sports$10030.0018.2  
  Brian Bitler$8938.0025.1  
  Chip Chirimbes$8290.0034.5  
  Rob Vinciletti$6475.0027.0  
  C-Stars Sports$5350.0021.9  
  Kyle Hunter$3490.0033.9  
  R&R Totals$3250.0018.1  

TOP NCAAF CAPPERS PAST 60 DAYS
    Top HandicappersProfitWCR
  Brian Bitler$15759.0023.2  
  Chip Chirimbes$12600.0025.3  
  LPW Sports Forecast$8620.0014.1  
  R&R Totals$5850.0020.2  
  Glen McNeil Sports$5500.0011.7  
  VIP Syndicate$3841.006.5  
  Kevin Thomas$2221.003.9  

TOP NCAAF CAPPERS PAST 90 DAYS
    Top HandicappersProfitWCR
  Brian Bitler$17107.0017.7  
  Chip Chirimbes$15201.0020.3  
  Rob Vinciletti$5620.008.4  
  Craig Patrick Sports$4430.006.5  
  Winning Points$4350.0011.4  
  Glen McNeil Sports$3980.005.4  
  R&R Totals$3900.008.5  

Methods Of Wagering With NCAAF Picks

Betting the NCAAF Point Spread

      Betting “against the spread” is the most popular way to wager on college football. NCAAF games are rarely perfect match-ups, and the spread is the sportsbook's way of leveling the playing field. In order to win a point spread bet or “cover the spread,” the favored team not only has to win the game – they must do so by a specified number of points (the spread). The spread encourages equal betting on both teams, as it essentially “gives” points to the underdog. You most often find spreads with half-points attached, which is known as a “hook.” The hook avoids the possibility of a push (or tie).
      Example: Clemson +5.5, Florida -5.5
The team with the negative number next to its name is the favorite; in this case, it is Florida (-5.5). If you bet on the Gators against the spread, they have to win the game by at least six points for you to win your bet. Florida is said to be “laying” 5.5 points in these circumstances. Another way to look at it is subtracting 5.5 points from the Gators final score at the end of the game. If the Gators still have more points after subtracting 5.5, then they cover the spread. In order to cover the spread, the favored team not only needs to win the game – they must do so by a specified number of points.
The Tigers have a positive number next to their team name, indicating they are the underdog. They do not have to win the game outright for you to win your bet. So long as they don’t lose by more than five points, you’ll come out a winner. Obviously, you would also win your bet if Clemson won the game outright.

Betting the NCAAF Moneyline

      While less popular than betting the spread, the NCAAF moneyline is the easiest football bet to understand. When betting the moneyline, you are simply picking the team that will win the game. NCAAF Moneyline bets are easy to understand, but they offer a poor return on investment when betting on the favorite.
      Example: Clemson +180, Florida -250
The NCAAF odds attached dictate your potential payout and the sportsbook’s implied probability. Florida remains the favorite on the moneyline, as indicated by the negative number (-250) next to the team name. But, in this case, that number means something different: a -250 moneyline tells bettors that they need to wager $250 on Florida in order to win $100. The positive number next to the Clemson (+180) gives us similar information, with one key difference. It tells bettors how much they will win on a $100 bet, in this case $180.

Betting NCAAF Totals (Over/Under)

      When betting the “total” on college football games, you are no longer concerned with which team will win the game. Instead, your focus is strictly on how many points will be scored overall. You may also hear this type of bet referred to as “over-under betting.”
      Example: Clemson/Florida Over 49.5(-115) Under 49.5 (-110) Sticking with our Clemson/Florida example, the sportsbook has set the total at 49.5 points. Again, the half-point (hook) is present to prevent a push. You have two options when betting totals: over (more than 49.5 points will be scored between both teams) or under (less than 49.5 points will be scored overall).
      When betting on the “total,” The moneyline shown in parentheses next to your choice determines the payout. This is calculated just like the NCAAF Moneylines above. Your focus on a NCAAF Totals Wager is strictly on how many points will be scored overall by both college football teams combines.